Greetings, respect, tolerance etc.
Karma is neutralized when that aspect of the mentality, or moul, of the individual that triggered it no longer exists. That is, in one way or another, the individual has unquestionably eliminated that aspect of its mentality, or moul. This can happen with spiritual growth.
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About Ian Gardner
Ian Gardner was born on the 20th February 1934 in Sri Lanka, then Ceylon, and christened Basil Ian Gunewardene.
He was born two months prematurely and nearly died five times in his first two months. He moved to Australia in September 1969 where he changed his surname to Gardner. From childhood he had an enquiring mind and an innate interest in the supernatural.
Since 1986, nineteen years of meditation, "searching within", reading and revelations have culminated in this free book which has been nine years in the making. Further writings followed and all his writings are available to all on the Internet free of charge.
There is more information in the preface of the book.
Sounds much better than whatever I have read so far on this subject 🙂